1. To become an actuary, requires hundreds of lonely study hours and will give you a taste of the arduous exam preparation process.

2. Please study thoroughly, without skipping any topic or any kind of a problem. By spending extra hours, days, or even weeks, studying and memorizing all topics convered on the exam, you are saving yourself possibly as much as a year's worth of your life.

3. Thinking is always the last resort on an actuarial exam. If you have not seen this very problem before, you are not prepared.

4. 自己选的路，跪着也要走下去。